When a Charlotte, North Carolina resident gets seriously hurt in an accident involving a drunk driver, or, perhaps even worse, looses a loved one to an alcohol-related accident, they may through the emotional and financial turmoil think that at least this sort of case is easy to prove in court.
After all, most all North Carolina residents in Charlotte and other communities in the area would agree that a drunk driver is also a negligent driver and therefore should pay compensation. The problem is, however, that many people who choose to get behind the wheel while too drunk to drive also do not have a lot of financial resources to pay for the damage they cause.
When considers also that a drunk driver may well have to fork over what assets he has to a the state in order to cover finds and costs, the driver may also wind up in jail for a long time, unable to make income that can go to paying off an injured victim's bills.
Many drunk drivers also do not carry insurance coverage or, if they do, have the minimum amount available to keep them legal, although these minimums are rarely enough to actually compensation an injured victim or a grieving family appropriately.
What this means is that, in addition to having a strong advocate before the courts, a victim of a drunk driver also needs a lawyer who understands both the insurance industry and who exactly may be liable for a drunk driving accident. For instance, if a drunk driver cannot pay, many North Carolina residents carry coverage through their own insurance companies that will make up all or some of the difference.
Moreover, an experienced attorney can identify other responsible parties who may not be evident, including the owner of the drunk driver's vehicle, the driver's employer or even to bar or restaurant that served the driver alcohol.